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Once you’ve joined an online gambling site, you’ll need to fund your account if you want to gamble for real money. Adding funds to your account is known as depositing, and the process is very simple at most sites. It will vary a little from one site to the next, but typically you just need to follow some simple steps.

• Log in
• Visit the cashier
• Select your preferred method
• Enter the relevant payment details
• Enter the amount you wish to deposit.

You’ll notice that the third step listed above is to select your preferred method. There are actually a number of different methods that can be used to get your funds online, and most sites offer you plenty of options in this area. Not all methods are available at every single gambling site, but you’ll usually find at least one method that’s suitable for you.

On this page we explain a little more about the most common deposit methods and how they work. It’s worth familiarizing yourself with these so that you can decide which is the best way to deposit your money.

Online Gambling Merchant Account

Depositing using a credit card or a debit card is very simple. It’s also the most popular method among gamblers. Virtually every gambling site accepts credit and debit cards, although they don’t necessarily accept every single type of card. Visa and MasterCard are usually fine, but American Express, Diners Club and other cards are not so widely accepted.

Credit and debit card deposits are typically processed instantly, so you can expect your funds to be available to use right away. At most sites, you’ll be able to withdraw any winnings back to any card used to deposit with.

Please be aware that, although most USA gambling sites do accept card deposits, some card providers will block transactions.

Most gambling sites, including those in the USA, allow you to deposit via wire transfer (also referred to as a bank transfer). This is a good option in any of the following circumstances.

• If you want to deposit a large sum of money
• If you don’t have a credit card
• If you don’t feel comfortable submitting banking details online

Using this method is a simple matter of arranging a transfer from your bank account to the bank account of the site you wish to deposit at. You’ll obviously need to request the relevant bank details first, unless the site publishes that information, and you’ll probably be asked to include a specific reference number on your transfer. Once your transfer is received, the funds will be added to your online account. This doesn’t necessarily happen instantly though, as there may be a processing period.

E-Wallets

An e-wallet is a bit like an online bank account. E-wallets are generally very easy to setup and fund, and you can then use them to spend your money at any online outlet where they’re accepted. They can be very useful for gamblers, particularly those who use a number of different sites and are frequently depositing and withdrawing from them.

There have been many e-wallet services come and go over recent years, but a few have been around for a while. There are three in particular that are very popular.

• PayPal
• Neteller
• Skrill (previously known as Moneybookers)

Unfortunately for American gamblers, neither Neteller nor Skrill accept US customers and PayPal does not allow gambling transactions in the US. If you live elsewhere though, then you should seriously consider using one, or more, of these for your deposits.

The use of prepaid vouchers and virtual credit cards has become noticeably more widespread over the years. These are good options for the following people.

• Those who do not have a credit card
• Those who do not have an e-wallet
• Those who live in the United States

The basic concept is pretty simple – you buy a pre-paid voucher or card for a fixed amount and can then use that voucher or card to make your deposit. You can’t usually withdraw using this method though.

There are several different types of prepaid vouchers and cards that can be used at gambling sites. The ones that are most widely accepted by gambling sites are Pasteandpay (which can be used in the USA), Ukash and Paysafecard.

You can use money transfer services such as Western Union to deposit at some sites, although the number of them offering this option has decreased a little over the last few years. Depositing in this way is simple enough, but the exact process will vary from one site to the next. It’s a decent option if you’re in the United States, particularly if you don’t have a credit card.

Using checks is a very straightforward way to add funds to your account. You simply have to post a check and, once it is cleared, the relevant amount will be credited to your online account.

However, as gambling sites use encryption processes when processing online transactions, this is not really an issue. It’s not a particularly popular option due to the time it takes, but it’s available at many sites nonetheless.

Before we finish this article, here is a small selection of questions that we are frequently asked about depositing at online gambling sites. The answers to these questions follow.

This is probably the question we are asked the most, but there isn’t really a definitive answer. There are advantages and disadvantages to all the methods listed on this page, so it ultimately comes down to whichever method works best for you.

Depositing online is perfectly safe, with one proviso. You should only ever deposit funds at gambling sites that you know are reputable and trustworthy. Most sites are reliable, but you must make sure. If you need help with this, we’d suggest simply stick to the gambling sites that we recommend. You can be absolutely certain that they can be trusted.

You can deposit pretty much whatever amount you want to. Sites do generally have minimums and maximums, but these are low enough and high enough respectively to suit the vast majority of gamblers.

It’s rare for gambling sites to charge fees on deposits, but not completely unheard of. You’ll usually get a warning before completing a deposit if you are going to be charged a fee, or you can always check with customer support.

One thing to watch out for when using credit cards is that they may consider a gambling transaction to be a cash advance. This means they’ll charge a fee on the transaction, and the rate of interest may be higher too.

You need a way to accept credit card payments from players around the world, all in real-time. Instabill’s gambling merchant accounts offer you a level of service that will help your business succeed and increase profits. Instabill got its start processing credit cards for online gambling in 2001–we know online gambling.

It is an exciting time for the industry of online gambling, not long ago only available in certain worldwide markets: Caribbean, the UK and Europe and Asia. But with a select few of U.S. states moving to legalize (Nevada, Delaware and New Jersey), one can’t help but feel the cold war on online gambling in the U.S. is thawing.

To find out more about Instabill’s merchant services, speak with a live representative directly at 1-800-318-2713, click the ‘sign up’ button above. To learn more about our gambling merchant accounts, click to expand each section.

To find out more about Instabill’s merchant services for online gambling merchant accounts, speak with a live representative directly at 1-800-318-2713 or simply click the ‘sign up’ button above.

Our new solution: Pay anonymously, by giftcard

Instabill offers online gambling and casino owners several solutions to accept payments online, the most popular method with a credit card. Recently, however, Instabill unveiled a new payment solution which enables the player to pay for the game of his choice – online slots, poker or blackjack – via a gift card. Our gift card payment solution works as such:

• The online casino owner places the widget of our partner as an option on their payment page.
• The player clicks on the widget when entering the casino, and is directed to purchase a gift card from Amazon, Walmart, Target or Apple.
• The player purchases the gift card for the desired amount, and submits payment through the widget by entering the gift card number and PIN.
• The casino owner receives payout in either ACH or cryptocurrency.

This solution is ideal for industries such as adult/emotional content, online gaming, pharmaceuticals, kratom and many others. It is also a viable solution for merchants who have difficulty getting a merchant account as well as consumers who don’t have a bank account.

Find out more about our gift card solution today at 1-800-530-2444.

Approval timetable for an online gambling merchant account

Approval times for online gambling merchant accounts vary with each type of solution Instabill offers:

• Offshore online gambling merchant account with payment processing history: 5 business days to 2 weeks
• Offshore startup online gambling merchant account: 5 business days to 2 weeks

How Do I Get A High Risk Online Gambling Merchant Account?

Whichever you prefer: Call us direct at 1-800-318-2713, Click the ‘sign up now’ box above to get started.

Instabill offers numerous payment processing solutions for online gambling merchants separated into four categories:

Offshore Online Gambling Merchant Accounts (with payment processing history):

• 3-6 months of payment processing statements with company name showing chargebacks, refunds, returns and total sales.
• 3 months of business banking statements
• Approvals:5 business days to 2 weeks

Offshore Startup Online Gambling Merchant Accounts

• 3 months of business banking statements or a business banking letter
• If no business banking statements, 3 months of personal banking statements
• Approvals:5 business days to two weeks

Domestic Online Gambling Merchant Accounts

• Instabill does not have a domestic solution at this time. Though several states have legalized online gambling, it remains against federal law.

Online Gambling Merchant Account Fees

Our online gambling merchant account fees are industry-competitive and affordable, and the application process is free – Instabill does not charge a merchant any fees until they begin processing transactions. Once you have been pre-approved, our underwriting department will match your business with the acquiring banking partner we feel is the best fit for your needs. The bank will then process your application and determine your merchant account fees.

Your fees are contingent on several factors, such as the merchant’s processing history, type of industry (high or low risk) and/or projected sales volume. Each online gambling merchant account is different, but typical fees include:

• Merchant Account Fee
• Transaction Fee
• Discount Rate
• Merchant Account Registration Fee
• Monthly Statement Fee
• Chargeback Fee
• Refund Fee
• Rolling Reserve

Why is online gambling considered high risk?

With the exception of Nevada, New Jersey, Delaware and Pennsylvania, online gambling remains illegal by U.S. federal law. Additionally, most internet gambling sites are based offshore, leaving U.S. banks no options to providing credit card processing solutions.

Other factors contributing to its high risk label include high chargeback rates and the risk of gambling addiction, with which some banks choose not to be associated.

Chargeback prevention for online gambling merchant accounts

Chargebacks can be a problem for an online gaming business. A player at an online blackjack table takes a huge loss, telephones his credit card issuer and denies the charge. It’s a he-said, she-said battle that e-commerce merchants rarely win.

Online Gambling Attraction Crossword

Instabill provides merchants the education they need to prevent, dispute and even reverse chargebacks with its frequent blog posts on chargeback strategy, as well as its satellite website, Instabill.org, which is full of helpful content geared to mitigating chargebacks.

Must-reads for online gambling merchants